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Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 12:17 am
by LCK
It sounds like you may be able to get a 30 year fixed rate at 4.5% in the near future. :D Might be time to refinance
My armoritazation book that I use goes from 6% to 17% so this has to be a good rate. It must have been printed when Jimmy was Pres.

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 9:23 am
by E_
Sounds good for me, when I got my home my loan was for 5.75 fixed so that would help a lot.

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 9:39 am
by Dolphin
Sorry day for the CD. holders. the ones that save, invest. they are penalized while the rest are rewarded :-o

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 11:28 am
by re3too
Dolphin wrote:Sorry day for the CD. holders. the ones that save, invest. they are penalized while the rest are rewarded :-o
Yeah! Penalize the old, responsible people! X( X( We figured out it's better for us to start spending some of it! And if we screw up, someone will just bail us out, right? ;;)

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 12:43 pm
by Dolphin
That's right RE3 !!!! Spend It before some Ponzi scheme gets it. More fun you spending it than some one you do not know !!!

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 12:45 pm
by Dolphin

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 1:15 pm
by E_
Maybe you old farts should have invested more wisely. If ya had we wouldn't be in this mess to begin with... LOL j/k

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 2:45 pm
by katie
:ymparty: That's it, I know how I am going to retire....

1. Sell all stocks, etc (turn everything into cold hard cash).
2. Pay off my mortgage.
3. Get a bunch of frickin credit cards ( will get lots cause my credit is superb).
4. Put everything into the kids names.
5. Live high on the hog (I'll buy one of E's) for the rest of my goddamn days, leave the friking debt to the world, haha hehe,

This can all happen very easily.... very scary.

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 2:57 pm
by E_
Just like all those goofs that are paying interest only on their homes...

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 3:15 pm
by katie
No chit. I think the banks were bettin all of those people with a beer budget and living in champagne houses just might be able to keep them???? (not saying it's a bad thing, been there, actually been on a bean & bacon diet for many years) How stupid has our "financial system" become. I blame the banks for many a repo, sell at a loss, and any other way. Along with the realtor. Can't count how many people lost a home 6mo-1yr after moving in because the property tax and other expenses were not spelled out to people that have never owned a home. They think... I'm paying 900 in rent, house payment only 700, $h1t, I'm saving 200 a month... :| #-o comes back to greed from the bank and realtors.... :(

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 3:30 pm
by Dolphin
Little overcast but the water is flat and it sure is pretty on the Cumberland B-)

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 4:14 pm
by $parechange
Dolphin wrote:Little overcast but the water is flat and it sure is pretty on the Cumberland B-)

WHO ASK YA?
:p

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 8:23 pm
by Dolphin
Did not want you to MISS the Atmosphere :D :D :D

Re: Interest Rates 4.5% for 30 Years?

Posted: Wed Dec 17, 2008 9:21 pm
by E_
Dolphin = evil =))

Re: Interest Rates 4.5% for 30 Years?

Posted: Thu Dec 18, 2008 12:03 pm
by $parechange
VERY< VERY EVIL :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil: :ymdevil:

Re: Interest Rates 4.5% for 30 Years?

Posted: Sat Dec 20, 2008 10:48 am
by E_
Hey Howl are you out there? Is it time for me to refinance?

Re: Interest Rates 4.5% for 30 Years?

Posted: Sat Dec 20, 2008 6:48 pm
by Dolphin
E_HILLMAN wrote:Hey Howl are you out there? Is it time for me to refinance?

Wait a little :-B